D.C. Law 22-39. Credit Protection Fee Waiver Temporary Amendment Act of 2017.


To restrict, on a temporary basis, a credit reporting agency's authority to charge consumers for security freeze services.

BE IT ENACTED BY THE COUNCIL OF THE DISTRICT OF COLUMBIA, That this act may be cited as the "Credit Protection Fee Waiver Temporary Amendment Act of 2017".

Sec. 2. Section 28-3862(o) of the District of Columbia Official Code is amended to read as follows:

"(o)(1) Except as provided in paragraph (2) of this subsection, a credit reporting agency shall not charge a consumer for a security freeze service.

"(2) If the consumer fails to retain the original personal identification number or password provided by the agency, the consumer may not be charged for a one-time reissue of the same or a new personal identification number or password, but may be charged an amount not to exceed $10 for subsequent instances of loss and reissuance of a new personal identification number or password.".

Sec. 3. Fiscal impact statement.

The Council adopts the fiscal impact statement of the Chief Financial Officer as the fiscal impact statement required by section 4a of the General Legislative Procedures Act of 1975, approved October 16, 2006 (120 Stat. 2038; D.C. Official Code § 1-301.47a).

Sec. 4. Effective date.

(a) This act shall take effect following approval by the Mayor (or in the event of veto by the Mayor, action by the Council to override the veto), a 30-day period of congressional review as provided by section 602(c)(1) of the District of Columbia Home Rule Act, approved December 24, 1973 (87 Stat. 813; D.C. Official Code § 1-206.02(c)(1)), and publication in the District of Columbia Register.

(b) This act shall expire after 225 days of its having taken effect.

Law Information


  • D.C. Law 22-39 (PDF)
  • D.C. Act 22-185 (PDF)
  • 64 DCR 12302


Jan. 17, 2018

Legislative History

Law 22-39, the “Credit Protection Fee Waiver Temporary Amendment Act of 2017,” was introduced in the Council and assigned Bill No. 22-474 which was retained by the Council. The bill was adopted on first and second readings on Oct. 3, 2017, and Nov. 7, 2017, respectively. After mayoral review, it was assigned Act No. 22-185 on Nov. 22, 2017, and transmitted to Congress for its review. D.C. Law 22-39 became effective Jan. 17, 2018.